Providing Finance Solutions for Specialist Cars

PAC Motor Company provides bespoke financial solutions for the discerning specialist car buyer.

PAC Motor Company are experts in the financing of specialist cars. Whether it’s a sports, luxury or prestige marque, we will be able to offer you the finance package that best suits your requirements. Not only can we offer you a competitive rate of interest but also we can help you design a bespoke financial solution to ensure that we help you purchase your new specialist car.

Business Finance Options

Personal Lease Plan (PLP / PCP)
Option to purchase the vehicle or simply hand back and walk away. No depreciation risks or disposal problems. Full ownership of the vehicle if you choose to purchase. Appears as an asset on the balance sheet. Optional Road Tax, maintenance, warranty and breakdown packages available.

There are a range of finance packages available so that you can choose the one which best fits your requirements. All our finance packages have a fixed interest rate with fixed monthly rentals, enabling accurate forecasting and budgeting.

Company-wide PLP Scheme
We can also arrange for PLP contracts for your employees. See the PCP section for details of the contract or contact an advisor who will be pleased to help you.

Finance Lease
An extremely flexible agreement with the option to retain or sell the vehicle at any point during or at the end of the contract. 100% VAT recoverable for sole business use or 50% VAT recoverable for mixed business / private use.

Flexible - upgrade or sell the vehicle at any point in the contract. Appears as an asset on the balance sheet. Allows you to benefit from the equity in the vehicle. Optional Road Tax, maintenance, warranty and breakdown packages available.

Outright Cash Purchase
Simply purchase the vehicle and have it delivered to your door.Allows you to benefit from the discounts we can obtain on your behalf.

Hire / Lease Purchase
You pay fixed monthly rentals and own the vehicle at the end. You can choose to pay the entire cost of the vehicle in regular monthly installments or - Pay lower monthly installments but a final payment based on anticipated resale value. Optional Road Tax, maintenance, warranty and breakdown packages are available.

Contract Hire
A fixed period contract where you hand the vehicle back at the end of the contract. No risk of depreciation, No disposal problems. Off balance sheet funding 100% VAT recoverable for sole business use, or 50% VAT recoverable for mixed business / private use. Road Tax is included for the duration of the contract. Maintenance, warranty and breakdown packages can be added on. One single payment covers all your vehicle costs.

Personal Finance Options

For individuals wishing to finance their next vehicle, including employees who have been given a car allowance in lieu of a company car.

Hire Purchase / Lease Purchase
You pay fixed monthly rentals and own the vehicle at the end. You can choose to pay the entire cost of the vehicle in regular monthly instalments or:- Pay lower monthly instalments but a final payment based on anticipated resale value. Optional Road Tax, maintenance, warranty and breakdown packages are available.

Personal Lease Plan (PLP / PCP)
Option to purchase or simply walk away. You are covered for any loss in value of the vehicle. Full ownership of the vehicle if you choose to purchase. Optional Road Tax, maintenance, warranty and breakdown packages are available.

Personal Contract Hire (PCH)
You may pay fixed rentals and then hand back the vehicle. Ideal if you plan to upgrade to a different vehicle at the end of the contract. No worry about selling the car at the end of the contract. No risk of potential loss in value. Road Tax is included for the duration of the contract. You can build in optional maintenance, warranty and /or breakdown package.

Business Address

Tall Trees
Stotfold Farm
Seaton Village
Co. Durham
SR7 0NE

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